Reward Credit Cards with Low APR
Browse the full selection of our list of Low APR Rewards credit cards below or choose another credit card type from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.
Chase Free Cash RewardsSM Visa® Card
A decision that's easy to make: FREE CASH!
Summary:
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Cash Back or Gift Card/Certificate
Issuer: Chase Bank USA
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Cash Back or Gift Card/Certificate
Issuer: Chase Bank USA
Features:
- Earn 1 point for every eligible $1 in purchases*
- 1,000 Bonus Points* with your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2500 points
- Choose from either a $25 check or a $25 gift card/certificate
*See Pricing & Terms.
Citi® Home Rebate Platinum Select® MasterCard®
Time flies. Wouldn't it be nice if your mortgage did too?
Summary:
APR for Balance Transfers: Prime + 4.99% (Currently 9.99%)
Balance Transfer Fee: Balance transfer fee applies with this offer*
Ongoing APR: Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: Mortgage Rebate
Issuer: Citibank
APR for Balance Transfers: Prime + 4.99% (Currently 9.99%)
Balance Transfer Fee: Balance transfer fee applies with this offer*
Ongoing APR: Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: Mortgage Rebate
Issuer: Citibank
Features:
- Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
- Receive 1% on all other purchases
- Rebate automatically applied to your mortgage principal
- NO CAP or limits on the amount of rebates you can accumulate in a year
- No annual fee
*See Terms and Conditions.
Chase Flexible RewardsSM Platinum Visa®
Your choice. Your chase.
Summary:
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Bonus Points
Issuer: Chase Bank USA
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Bonus Points
Issuer: Chase Bank USA
Features:
- Earn 1 point for every dollar spent*
- Earn airline tickets, hotel stays or car rentals.
- 0% introductory APR* for up to 12 months
- The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
- No Annual Fee
*See Pricing & Terms.
Citi® Dividend Platinum Select® Card for College Students
You've got the power to build your future.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: 1-2% Cashback
Issuer: Citibank
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: 1-2% Cashback
Issuer: Citibank
Features:
- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- No minimum income or cosigner required
- Build your credit history
- No balance transfer fee with this offer
*See Terms and Conditions.
Blue Cash® from American Express®
Say hello to the newest Blue - BLUE CASH from American Express®.
Summary:
APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Up to 5% Cash Back
Credit Line: Up to $100,000
Issuer: American Express Co.
APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Up to 5% Cash Back
Credit Line: Up to $100,000
Issuer: American Express Co.
Features:
- Up to 5% cash back on all qualified purchases*
- 0% Intro APR for 6 months
- Online application approval decisions in under 60 seconds
- Balance Transfer APR 4.99%
- Go To Rate: Prime + as low as 4.99%, currently 9.99%
- Flexibility to pay over time
- No annual fee
*See Terms, Conditions & Disclosures
Discover® MoreSM Card
Get it all... 5% Cashback Bonus® in categories that change four times a year*
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- 0% Intro APR*
- Fraud specialists dedicated to helping you 24/7
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
Discover® MoreSM Card - Sealife Collection
Choose Your Sealife Card Design!
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Up to 5% Cashback Bonus® Award on Gas Purchases
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Up to 5% Cashback Bonus® Award on Gas Purchases
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- Easy online account options that put you in control
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
Advanta Life-of-Balance Platinum Card
The BusinessCard as individual as your business...only from Advanta.
Summary:
APR for Balance Transfers: 2.99% (for Life of Balance*)
Balance Transfer Fee: Waived for the introductory offer*
Ongoing APR: Prime + 2.24% (Currently 7.24%)
Cash Advance APR: As low as Prime + 2.24% (Currently 7.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: 20 Days
Reward Program: Cash Back or Travel Rewards
Issuer: Advanta Bank Corp.
APR for Balance Transfers: 2.99% (for Life of Balance*)
Balance Transfer Fee: Waived for the introductory offer*
Ongoing APR: Prime + 2.24% (Currently 7.24%)
Cash Advance APR: As low as Prime + 2.24% (Currently 7.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: 20 Days
Reward Program: Cash Back or Travel Rewards
Issuer: Advanta Bank Corp.
Features:
- 2.99% Fixed APR for LIFE on balances transferred within 3 months
- Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus your logo.
* See website for Terms and Conditions.
HSBC Platinum MasterCard® with Cash Back Rewards
If you prefer cash back to reading the fine print, this card is for you.
Summary:
APR for Balance Transfers: 0.00% (for for the first 12 Months*)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Ongoing APR: As low as 8.99%
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $15)*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Reward Program: Cash Back Rewards
Issuer: HSBC Bank Nevada, N.A.
APR for Balance Transfers: 0.00% (for for the first 12 Months*)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Ongoing APR: As low as 8.99%
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $15)*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Reward Program: Cash Back Rewards
Issuer: HSBC Bank Nevada, N.A.
Features:
- Earn an unlimited 1% cash back on every single purchase
- Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
- Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
- 0% Intro APR on balance transfers for the first 12 months*
- No annual fee
*See terms & conditions.
GM Flexible Earnings Card
The GM Flexible Earnings Card gives you the power to choose!
Summary:
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $10; maximum $99)
Ongoing APR: As low as 14.24%
Cash Advance APR: Prime + 15.40% (Currently 20.40%)
Minimum Cash Advance APR: 20.99%
Cash Advance Fee: 3% (minimum $15)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Reward Program: GM Flexible Earnings
Issuer: HSBC Bank Nevada, N.A.
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $10; maximum $99)
Ongoing APR: As low as 14.24%
Cash Advance APR: Prime + 15.40% (Currently 20.40%)
Minimum Cash Advance APR: 20.99%
Cash Advance Fee: 3% (minimum $15)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Reward Program: GM Flexible Earnings
Issuer: HSBC Bank Nevada, N.A.
Features:
- 0% introductory APR for 12 months (on balance transfers)
- A full 1% cash back option
- A full 1% earnings toward any other new vehicle
- Triple your earnings to 3% toward an eligible, new GM vehicle
- No annual fee
*View card Terms and Conditions.
Blue Cash® for Business Credit Card
Blue Cash® for Business Credit Card from OPENSM the small business team
Summary:
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Reward Program: Up to 5% Cash Back
Issuer: American Express Co.
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Reward Program: Up to 5% Cash Back
Issuer: American Express Co.
Features:
- Up to a 5% cash rebate
- No Annual Fee
- 0% APR during your first 6 months
- Get a decision in less than 60 seconds
- Easy, 1-page online application
- No limit to the cash rebate you can earn
- No minimum spending requirement - start earning cash back right away
- Earn cash rewards on purchases made by Additional Cardholders
Advanta Custom Platinum BusinessCard with Rewards
A business credit card, now with your favorite image on it.
Summary:
APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Ongoing APR: Prime + 0.24% (Currently 5.24%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Reward Program: 5% Cash Back or Travel Rewards
Credit Line: Up to $50,000
Issuer: Advanta Bank Corp.
APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Ongoing APR: Prime + 0.24% (Currently 5.24%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Reward Program: 5% Cash Back or Travel Rewards
Credit Line: Up to $50,000
Issuer: Advanta Bank Corp.
Features:
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus logo or other image!
- No Tax ID required for application
- Build Business Credit with the Advanta BusinessCard
* See website for Terms and Conditions.
Discover® Business Card
Apply for Discover® Business Card.
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $5; maximum $75)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 13.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $0-$39
Overlimit Fee: $0-$39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $5; maximum $75)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 13.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $0-$39
Overlimit Fee: $0-$39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank
Features:
- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, and up to 1% on all other purchases
- No Annual Fee
Earn $100 Cashback Bonus when you apply now* - Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
*View rates, fees, rewards and other important information.
Discover® MoreSM Card - Wildlife Collection
Choose from different Wildlife Card Designs!
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- 0% Intro APR*
- Talk to a knowledgeable person in less than a minute
- $0 fraud liability guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View rates, fees, rewards and other important information.
Discover® MoreSM Card - American Flag
Patriotic, American Flag Design!
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- 0% Intro APR*
*View rates, fees, rewards and other important information.
Discover® MoreSM Card - Clear
5% Cashback Bonus®*!
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Increase, even double, your rewards when you redeem for gifts cards from our 80 Cashback Bonus® Partners*
- Talk to a knowledgeable person in less than a minute
- 0% Intro APR*
*View rates, fees, rewards and other important information.
One from American Express®
The Card with a Savings AcceleratorSM Plan.
Summary:
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
Annual Fee: $35, First Year Free
Late Fee: $29.00
Grace Period: 30 Days
Reward Program: Savings Plan
Credit Line: No pre-set limit*
Issuer: American Express Co.
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
Annual Fee: $35, First Year Free
Late Fee: $29.00
Grace Period: 30 Days
Reward Program: Savings Plan
Credit Line: No pre-set limit*
Issuer: American Express Co.
Features:
- Get $50 to jump-start your savings after your first purchase*
- Earn a competitive Annual Percentage Yield (APY)*
- The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings account in your name*
- No Preset Spending Limit
- No annual fee for the first year — that's a $35 savings
*See Card Terms and Conditions
Discover® Open RoadSM Card
5% Cashback Bonus® on gas and auto maintenance purchases
Summary:
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Credit Line: Minimum $5,000
Issuer: Discover Bank
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Credit Line: Minimum $5,000
Issuer: Discover Bank
Features:
- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards*
- Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
Advanta Platinum with Rewards
Low Rates, Rich Rewards and Exclusive Savings.
Summary:
APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Ongoing APR: Prime + 0.24% (Currently 5.24%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Reward Program: 5% Cash Back or Travel Rewards
Credit Line: Up to $50,000
Issuer: Advanta Bank Corp.
APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Ongoing APR: Prime + 0.24% (Currently 5.24%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Reward Program: 5% Cash Back or Travel Rewards
Credit Line: Up to $50,000
Issuer: Advanta Bank Corp.
Features:
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus your logo.
* See website for Terms and Conditions, important information, benefits and limitations.
Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards
Make this Card Part of Your Investment Strategy.
Summary:
APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 14.99*
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $0-$39
Grace Period: At least 20 Days
Reward Program: WorldPoints®
Issuer: Fidelity Investments
APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 14.99*
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $0-$39
Grace Period: At least 20 Days
Reward Program: WorldPoints®
Issuer: Fidelity Investments
Features:
- Earn one point for every dollar in net retail purchases.
- No annual fee
- Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.*
- Card issued by FIA Card Services, N.A.
*See website for complete Terms and Conditions of card usage and application disclosure.
American Express SimplyCashSM Business Card
No limit to the cash back you can earn: It's automatic every month...
Summary:
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Reward Program: Up to 5% Cash Back
Issuer: American Express Co.
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Reward Program: Up to 5% Cash Back
Issuer: American Express Co.
Features:
- Earn 5% cash back on gas, office supplies, and wireless services
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- Use the online calculator to see how fast your savings add up
- 0% introductory APR for the first 12 months
- No annual fee with the flexibility to pay in full or carry a balance
- OPEN Savings® : Automatic discounts with FedEx, Delta®, major hotels, and more
Chase Business Rebate Card
Earn 3% Cash Back on Business Purchases.
Summary:
APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Full 3% Cash Back*
Credit Line: Up to $35,000
Issuer: Chase Bank USA
APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Full 3% Cash Back*
Credit Line: Up to $35,000
Issuer: Chase Bank USA
Features:
- 3% Cash Back* for purchases at restaurants, gas stations, office supply stores,
- building supply stores, hardware and home improvement stores
- 1% Cash Back on all other purchases
- 0% APR for up to 12 Months* on purchases and balance transfers
- No Annual Fee
*See Pricing & Terms.
Discover® Student Open RoadSM Card
Get the card that's right for you, now and down the road.
Summary:
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Issuer: Discover Bank
Features:
- 0% Interest* on Purchases for 6 Months
- Build Your Credit History
- Full 5% Cashback Bonus® on gas and auto maintenance purchases*
- Up to 1% Cashback Bonus® on all other purchases*
- $0 Fraud Liability Guarantee
- No Annual Fee
*View rates, fees, rewards and other important information.
Discover® Student Card - Monogram Collection
Displays your Initials!
Summary:
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank
Features:
- Choose your personalized card design
- 0% Interest* on Purchases for 6 Months
- No Annual Fee
- Easy Online Account Management Options
*View rates, fees, rewards and other important information.
AT&T Universal Savings & Rewards Card
Your cell phone screen. Your computer screen. Your TV screen. AT&T powers them all.
Summary:
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)*
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: Up to 10% Savings* + ThankYou Points®
Credit Line: Minimum $500
Issuer: Citibank
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)*
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: Up to 10% Savings* + ThankYou Points®
Credit Line: Minimum $500
Issuer: Citibank
Features:
- 1 ThankYouSM Point for every dollar you spend on non-AT&T purchases
- Up to 10% savings for the first 12 months on AT&T purchases*
- Plus AT&T calling benefits*: Up to 30 free phone minutes each month
- 0% APR on balance transfers for 12 months*
- No annual fee
*See Terms and Conditions.

























